Our Process

Our Financial Planning Process

Step 1: Initial Inquiry

When you contact us, we’ll provide a brief description of our services, philosophies, methodology and fee structures. We’ll direct you to our web site (or mail you an introductory packet) to help you learn more.

If our services appear to fit your needs, we’ll schedule an initial Get Acquainted Meeting (by phone or in person). You will be requested to complete the Retirement Zoomer questionnaire in preparation for the meeting.

Step 2: Get Acquainted Meeting or Teleconference

The Get Acquainted Meeting or Teleconference is a mutual information exchange. The completed confidential client questionnaire serves as an agenda. Your questions are welcome as you determine if we are the right financial planning firm for you. We discuss your needs, objectives, and appropriate services. We will also provide an estimated fee quote, a service agreement for your review and a data request form.

If you decide to engage our services, you will be asked to return a signed copy of the service agreement and the initial fee specified in the service agreement.

Step 3: Data Gathering and Initial Preparation

After we receive the signed service agreement, the initial fee, and any requested data, we will begin to formulate strategies to accomplish your objectives.

Step 4: Interactive Goal Setting Meeting or Teleconference

If necessary, we will schedule this meeting to clarify information and refine objectives. We may call your attention to additional issues that have come to our attention.

Step 5: Analysis and Plan Formulation

During this phase of the process, we will analyze your information, research, and formulate various alternative solutions and determine our recommendations to help you achieve your financial goals.

Step 6: Presentation of Your Financial Plan

We present you our recommendations and review all reports. We will provide you with a written summary of our observations and recommendations, along with the specific steps to follow. Congratulations! At this point, you have a personalized blueprint, custom designed to meet your financial goals. Full payment of the balance for actual fees incurred is due at the conclusion of your plan presentation meeting.

Step 7: Plan Implementation and Follow Up

If you want or need our help with plan implementation and follow up, we will gladly discuss that option at the conclusion of Step 6. Whatever you choose, it is most crucial to take action. Also, we urge clients to view the financial planning process as an ongoing lifetime endeavor. We recommend periodic reviews and updates.

Download Client Forms

Retirement & Education Questionnaire

Clients scheduled for an initial consultation should complete this questionnaire. All information is treated confidentially.

Expense Budget Questionnaire

Clients engaging us for cash flow, budgeting, or saving & investing services should complete this questionnaire.